"exploring The Benefits Of Travel Insurance For Your Australian Getaway"
"exploring The Benefits Of Travel Insurance For Your Australian Getaway" - Get coverage for travel inconvenience and medical expenses (including pre-existing conditions and COVID-19) on your next vacation.
Travel with confidence and rediscover the world and find hidden gems in every city, because going off the beaten track is often the best way to truly fulfill your love of travel. From untouched natural wonders to secret gastronomic spots, make the most of your travel adventures and explore hidden gems with peace of mind, knowing you're protected with ’s Travel Insurance.
"exploring The Benefits Of Travel Insurance For Your Australian Getaway"
You never know what would happen when you are traveling. Whether your flight is canceled due to bad weather or injuries caused by an accident, our travel insurance can ease your costs.
Travel Guard Travel Insurance
24/7 Medical Emergency Hotline: You can call (65) 6338 1222 in the event of an accident or medical emergency anywhere in the world.
For policyholders who purchased their travel insurance before 10 April 2023 and whose travel starts after 10 April 2023, please read the COVID-19 Travel FAQ for more information.
You can check the maximum amount we will pay for each part of the family cover during a trip. Each insured person is allowed only the maximum benefit per policy in the coverage table.
Cover for all our travel insurance benefits is only effective when you are abroad, except for:
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In the case of personal accidents, your cover starts when you leave the place where you live or work (whichever is later) to start your journey, or three hours before the start date shown on your certificate of insurance, whichever is later. Cover ends:
Yes, our travel insurance will cover you against all travel-related benefits, except for any pre-existing medical conditions¹. If you have a pre-existing medical condition, we recommend that you take out an Enhanced PreX plan that will cover pre-existing medical conditions. For coverage on pre-existing medical conditions, see the PreX Enhanced Plans section.
The definition of pre-existing medical condition also applies to injuries or illnesses of your family member or traveling companion.
Recreational activities available to the public/tourists such as bungee jumping, diving, motorcycling (including pillion riding), horse riding, winter sports, water rafting are covered under our standard policy terms.
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However, dangerous or professional sports and activities are not covered by our policy terms. You can contact us on 6788 6616 if you want to check if the activity you are participating in is covered.
If my family, my father, my spouse and my children are traveling together, can I purchase Family cover?
You may want to buy family coverage for yourself, your spouse and your child and add your father as an individual policy. This can be done by selecting a plan for your Family coverage and adding an insured on the next page.
If my child turns 18 this year, can I still be insured as a child? How much would the premium be?
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Yes, children over 30 days old but under 21 years of age can be insured as infants. For details, you can refer to the premium table on our website.
You can purchase Child coverage on all plans or choose to upgrade Adult coverage under the Classic, Deluxe, Enhanced PreX Basic, and Enhanced PreX Superior plans. Your child can be a policyholder if they are 16 years of age or older.
I will travel abroad for a year. Can I buy travel insurance to cover a year?
You can take out one travel insurance plan per trip for a maximum duration of 180 consecutive days for the Classic, Deluxe and Preferred plans, and a maximum duration of 30 days for the Enhanced PreX plan. We cannot accept coverage for more than 180 consecutive days.
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No, your insurance period must cover your entire journey from the day you leave Singapore to the day you arrive in Singapore.
Your insurance period will be automatically extended while you are abroad, with no additional premium for the first 14 days, provided that:
Our policy covers people traveling abroad for business or pleasure. It does not cover people traveling for medical treatment.
Yes, your travel insurance will reimburse you for the necessary and reasonable cost of emergency medical, surgical, hospital, dental and ambulance treatment recommended or requested by a doctor while you are abroad, up to the limit shown in the cover table. within 45 days of your plan or first treatment date, whichever comes first.
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Yes, we will pay the necessary and reasonable costs of emergency dental treatment recommended or requested by a doctor for treatment abroad, up to or up to the limit shown in your plan's cover table. Up to 45 days from the date of first treatment, whichever comes first.
Yes, our travel insurance will cover the cost of your specialist medical treatment if you are being referred by a general practitioner. There will be a period of 45 days from the date of the first treatment or until the limits of the policy contract, whichever is earlier.
If I visit a doctor after returning to Singapore, will my policy cover the medical expenses incurred?
Yes, we will cover necessary and reasonable medical, surgical, hospital, dental and ambulance costs for treatments and follow-ups recommended or ordered by a doctor in Singapore, subject to the conditions shown:
Malaysia Travel Insurance
Yes, you can seek medical treatment from a Chinese medicine practitioner or chiropractor, provided the practitioner is registered with the Traditional Chinese Medicine (TCM) Practitioners Board and holds valid practicing certificates. You will need to do this within three days of your return to Singapore and you will have a maximum of 30 days to continue treatment.
Yes, you can come to visit a member of your family if you are hospitalized abroad for at least three days due to injury or illness during the trip and there is no adult relative with you at that time.
We will pay reasonable economy class transportation costs (for air, sea or land travel) and hotel accommodation costs for a family member to travel and stay with you or stay with a travel companion. doctor to continue your journey or return to Singapore or up to 30 days from the date your journey ends, whichever occurs first.
Yes, we will pay the benefit for each 24 hours you are in the hospital in the amount shown in your plan's coverage table. This benefit ends when you leave the foreign hospital.
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No, either you or our designated support company will arrange and decide on the most appropriate evacuation route. This can be air ambulance, surface ambulance, regular air transport or any other suitable means. You can be sure that our decisions will be based solely on your severity and medical need.
The repatriation benefit covers the costs incurred in repatriating and transporting the insured's body to Singapore or his home country. If the death is due to an injury or illness that occurred abroad.
You have the right to cancel your travel allowance under the following conditions, if they occur within 30 days of departure:
You will be entitled to the benefit of canceling your trip under the following conditions, if they occur before you leave Singapore:
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* Family member: your husband or wife, children, parents, siblings, in-laws, in-laws, in-laws, grandparents, great-grandparents, in-laws, sons-in-law or grandchildren.
We will pay any non-refundable transport costs (including air, sea or ground travel) and accommodation costs (including the travel agent cancellation fee) that you have paid or agreed to pay under a contract for the benefit to the limit your plan You must request a refund of pre-paid expenses from the transportation or accommodation provider. We will reduce your claim by the amount refunded to you by the transport or accommodation provider.
If I cancel my trip due to a serious illness two months before my departure date, is it covered by my travel insurance?
No, you will only be covered under the Trip Cancellation benefit of our travel insurance if you cancel your trip 30 days before the date of your departure from Singapore due to your critical illness.
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If I can't travel due to work commitments and have to cancel my trip, is it covered by my travel insurance?
No, you will not be covered by our travel insurance as work engagement is not one of our insured perils. However, you can cancel your policy and we will pay you the unused premium less the administration fee
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